What you can be covered for:
Cover can be dependant on the level of cover chosen.
Your policy may also include cover for a “legal information helpline” for general information and support and a “document centre” which contains a broad range of contract templates and guides ranging from employment contracts, to rental agreements, and wills.
The total premium payable will depend on a number of factors including the amount/ level of cover you choose and your individual circumstances.
Contact us or one of your Avoca appointed brokers to obtain a quote and find out how much this will cost YOU.
NEED TO GET IN TOUCH WITH OUR INSURANCE BROKERS?
NO. Legal Expense Insurance is a Before the Event cover.
You are not covered for any Legal Costs & Expenses in respect of any Claim arising from or relating to:
any actual or alleged act, omission or dispute which took place before, or existed:
No – only physical goods and/or property owned by You such as an event which causes physical damage to Your physical goods or property including Your principal place of residence (conditions apply).
Also a lease or licence to occupy land or buildings is not covered.
No - Any Claim arising from or relating to:
1) a condition, illness or disease which develops gradually over time;
2) mental injury, mental anguish, nervous shock, depression or psychological symptoms where You have not sustained physical injury to Your body; or
3) an injury suffered at work or in connection with your work IS NOT COVERED.