Commercial Motor Insurance provides cover for your “business use” vehicles and are designed to help your business cover the costs that may arise from events such as accidental damage to, or theft of, your business vehicles.
Ranging from sedans, utes, vans, trucks, goods carrying vehicles or mobile plant machinery, our team can provide you with cost effective solutions tailored for your requirements so you can get back on the road and back to business as quickly as possible.
There are often exclusions, deductibles and limits which apply, so contact an Avoca Insurance Broker to discuss your specific insurance needs.
Vehicles can range from
There are a few considerations that will determine the cost of your policy such as:
After ensuring everyone is safe, collect as much information as possible from the other driver, including:
If there are witnesses, try to obtain their contact details as well.
No. Many people assume the police will automatically pass accident details to insurers, but this is generally not the case. It is the driver’s responsibility to collect the other party’s information at the scene wherever possible.
Without these details, even if you are not at fault, you may still be required to pay your excess.
Drivers should always collect:
This information is critical for the claims process.
If a commercial vehicle is off the road, it can impact deliveries, staff productivity, and customer service.
Hire vehicle cover can help keep your business operating while repairs are being completed, especially given the current repair and parts delays.
