Commercial legal expenses insurance provides AFFORDABLE access to legal advice and representation in courts and tribunals when individuals or small businesses are faced with unfortunate legal issues and disputes that are not already covered by their other insurance policies.
In no way does this insurance replace General Liability, Professional Indemnity, Directors and Officers Liability, or Management Liability Insurance. It is intended to cover the gaps that your existing commercial insurance policies leave open and protect your business from potentially crippling costs that can be incurred.
Some examples of legal expense costs insured are:
Cover can be dependant on the level of cover chosen.
Your policy may also include cover for a “legal information helpline” for immediate legal advice and support and a “document centre” which contains a broad range of contract templates and guides ranging from employment contracts, to rental agreements, and wills.
The total premium payable will depend on a number of factors including the amount/ level of cover you choose and your individual circumstances.
Find out how much this will cost you.
There are often exclusions, deductibles and limits which apply, so contact an Avoca Insurance Broker to discuss your specific insurance needs.
NO. Legal Expense Insurance is a Before the Event cover.
You are not covered for any Legal Costs & Expenses in respect of any Claim arising from or relating to:
any actual or alleged act, omission or dispute which took place before, or existed:
NO. You are only covered within the territorial limit of Australia.
