Public and Liability
Insurance
Insurance
At Avoca we strive for your piece of mind, that’s why we know the importance of safeguarding your finance by protecting your business against claims of personal injury or property damage made by a third party.
Why do You Need a Public Liability Insurance?
Accidents can be difficult to control and the costs of compensation in addition to legal fees can be critically damaging to a business.
A Public Liability insurance is strongly recommended for all business owners
What Insurances Do I Need as a Civil Contractor?
Plant &
Equipment
Contract
Works
Public
Liability
Workers Compensation
Workers Compensation Insurance
is a mandatory requirement for any business employing staff or hiring subcontractors.
Products Liability
Is part of the Public Liability policy and helps cover you in the event a claim is made against a business and the product it grows, sells, assembles, supplies or promotes.
SOME INDUSTRIES AVOCA COVERS
Civil
Works
Works
Protects against legal liabilities from services provided, like advice during counselling or health care.
Road Construction
Protects against legal liabilities from services provided, like advice during counselling or health care.
Machine Operators
Protects against legal liabilities from services provided, like advice during counselling or health care.
Carpintry Workers
Protects against legal liabilities from services provided, like advice during counselling or health care.
Plant
Operator
Operator
Protects against legal liabilities from services provided, like advice during counselling or health care.
WHY AVOCA
- Industry Experience
- Local Support
- Proud members of the largest insurance broker network in Australasia, the Steadfast Group
FREQUENTLY ASKED QUESTIONS
- Is insurance mandatory for NDIS workers?
While not all types are required, public liability and professional indemnity insurance are highly recommended, and in some cases, required under NDIS guidelines. - How much does NDIS worker insurance cost?
Costs vary based on coverage type, experience, and risk factors. Avoca can provide tailored quotes. - Do I need insurance if I work for an NDIS-registered provider?
If you’re an employee, you may be covered under your employer’s policy. If you’re a sole trader or subcontractor, you likely need your own insurance. - What happens if I make a claim?
Avoca supports you through the claims process, ensuring quick resolutions and minimal disruptions to your work. - I am still waiting on my NDIS approval can I still get insurance in place?
Yes - What insurance is required or recommended for support workers?
At the very least, NDIS support worker should have Public Liability and Professional Indemnity insurance to safeguard and protect you while you help your clients. Additional cover like Personal Accident Insurance or Motor Insurance is not obligatory.
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