Protecting Those Who Care for Australians with Disabilities
At Avoca we strive for your peace of mind, that’s why we know the importance of safeguarding your finance by protecting your business against claims of personal injury or property damage made by a third party.
Disability Support Workers play a vital role in delivering care, yet their responsibilities come with inherent risks. Therefore, having insurance is of utmost importance due to the following reasons:
• Public Liability Risks – In the event that a client sustains an injury while under your supervision, you may be subject to legal proceedings.
• Professional Indemnity – This insurance safeguards against claims arising from negligence or mistakes in the services provided.
• Personal Accident Coverage – Should you sustain an injury while performing your duties, this coverage assists in offsetting medical expenses and compensating for lost wages.
• Property Damage – This protects you from potential liabilities related to unintentional damage to a client’s belongings.
4.3 million Australians are living with a disability
$22 billion will be allocated annually to the NDIS over the next five years
safeguards
your business and assets
Legal claims can incur significant expenses, and insurance serves to protect your financial interests.
fulfills
industry regulations
Numerous sectors, such as NDIS, mandate insurance for lawful operation.
offers
reassurance
You can concentrate on your work, confident that you are shielded from unforeseen risks.
addresses
injuries and liabilities
Regardless of fault, insurance assists in managing associated costs.
Professional Indemnity Insurance
Protects against claims of
negligence, mistakes, or
inadequate service.
Personal Accident & Sickness Insurance
Ensures financial support if you can’t work due to injury or illness.
PUBLIC LIABILITY INSURANCE
Covers injury or property damage claims made by clients or third parties.
Avoca has established itself as a reliable insurance brokerage over the past two decades, offering customized insurance solutions for contractors, tradespeople, and professionals, including those working with the NDIS. Our distinguishing features include:
- Industry experience
- Specialised knowledge
- Tailored service
- Robust industry alliances
- Streamlined claims assistance
While not all types are required, public liability and professional indemnity insurance are highly recommended, and in some cases, required under NDIS guidelines.
Costs vary based on coverage type, experience, and risk factors. Avoca can provide tailored quotes. Ask us now.
If you’re an employee, you may be covered under your employer’s policy. If you’re a sole trader or subcontractor, you likely need your own insurance.
Avoca supports you through the claims process, ensuring quick resolutions and minimal disruptions to your work.
Yes. You can contact us for a quote.
At the very least, NDIS support worker should have Public Liability and Professional Indemnity insurance to safeguard and protect you while you help your clients. Additional cover like Personal Accident Insurance or Motor Insurance is not obligatory.
